Terms and Conditions

Welcome to the Terms and Conditions page of the Mortgage Branch Connection website operated by Mortgage Producing Solutions, LLC. By  using the website and services , you accept and agree to the terms and provision of this agreement.

PARTICIPATING IN THIS SITE WILL COUNT AS AN ACCEPTANCE OF THIS AGREEMENT. IF YOU DO NOT AGREE, PLEASE DO NOT USE THIS SITE.

1. SCOPE OF AGREEMENT

Please read the Terms and Conditions Agreement before using this Site or any of our Services

2. DEFINITIONS

Agreement:

Where the term “Agreement” is used, we mean the Terms of Use Agreement, our Privacy Policy, and any other guidelines that we publish in the Site. as they may change from time to time, all of which are hereby incorporated by reference.

Site Content

Where the term “Site Content” is used, we mean the contents of the Site that include the community blog postings, lender profiles, news articles, button icons, code and other Site Content.

Services

Where we use the term “Services,” we are referring to the services we provide on the Site.

User Content

Where the term “User Content” is used, we are referring to community postings, lender profiles, and any other information that you or other users submit or provide to us.

2. CHANGES TO THIS AGREEMENT

We reserve the right to change this Agreement, the Site, the Services, or any fees for use of the Site or Services at any time in our sole discretion. We may revise this Agreement at any time by updating this page. Use of the Site or Services after such changes constitutes acceptance of such changes. You should visit this page and our Privacy Policy frequently to review the Agreement because it is binding on you.

If at any time you do not agree to all of the terms and conditions of this Agreement, as it may change from time to time,  terminate your use of the Site and Services.

3. PRIVACY POLICY.

Mortgage Branch Connection knows that you care how information about you is used and shared. Information collected through the Site and Services is subject to our Privacy Policy. This Policy may be revised at any time in our sole discretion without notice. You should also carefully read the Privacy Policy and as it may change from time to time as well.

4. TERMINATION.

Mortgage Branch Connection Site may, with or without cause, immediately terminate your user account and access to the Services without prior notice.  You agree that all terminations shall be made in our sole discretion and that Mortgage Branch Connection shall not be liable to you or any third-party for any termination of your account or access to the Services.

5. COPYRIGHTS AND USE OF MORTGAGE BRANCH CONNECTION SITE CONTENT.

All Site Content is our property or our content suppliers or clients. Unauthorized use of Site Content may violate copyright, trademark, or other laws. However, if you have posted User Content to the Site, we are not liable in any way for any other person´s violation of your intellectual property rights.

6. ENFORCEMENT.

Mortgage Branch Connection may investigate any suspected or reported violation of this Agreement, our policies and guidelines or any complaints, and take any action that we deem appropriate under the circumstances to protect our systems, facilities, users and/or third parties.

7. REGISTRATION INFORMATION AND USES.

When you register with the Site you will be asked to provide us with certain information. We are committed to good privacy practices and take care with the personal information you provide to us. Please refer to our Privacy Policy for information on how we use non-personally identifying information.

8. USER CONTENT.

8.1 Responsibility for User Content.

You are  responsible for your Site account information and any User Content that you submit, publish or display on the Site..

8.2 Rights in User Content.

Except as set forth below, Mortgage Branch Connection owns the copyright on all Site Content.

8.3 Disclaimers.

The information provided in mortgage industry professional profiles, blogs, and other areas on the Site is provided by the users. Mortgage Branch Connection does not guarantee the truthfulness or accuracy of User Content or any other communications posted by users. Mortgage Branch Connection does not independently verify the information provided by users or the identity of users. You acknowledge any material posted by other users at your own risk.

9. NOTIFICATION OF CLAIMED COPYRIGHT INFRINGEMENT.

If you believe that your copyrighted work has been uploaded, posted or copied to the Site and is accessible in a way that constitutes copyright infringement, please e-mail the following information to us at info@mortgagebranchconnection.com

10. MORTGAGE BRANCH CONNECTION´S LIABILITY.

10.1 User Communications.

Mortgage Branch Connection provides a place for users to share information for professional purposes. We do not screen or censor the content, and are not involved in communications between users. We have no control over the accuracy, reliability, completeness, or truthfulness of any information or communications through Sites and Services.

10.2 Site Content.

Site Content may  contain inaccuracies or typographical errors. Mortgage Branch Connection makes no representations about the accuracy, reliability, completeness, or timeliness of the Site or Services. The use of the Site and Services is at your own risk. Changes are periodically made to the Site and may be made at any time.

10.3 Limitation of Liability and Disclaimer of Consequential Damages.

IN NO EVENT SHALL MORTGAGE BRANCH CONNECTION, ITS ADVERTISERS, OR ANY THIRD PARTIES MENTIONED ON THE SITE BE LIABLE TO ANY USER ON ACCOUNT OF THAT USER´S USE OR MISUSE OF THE SITE OR SERVICES OR INABILITY TO USE THE SITE OR SERVICES. MORTGAGE BRANCH CONNECTION´S MAXIMUM LIABILITY ARISING OUT OF OR IN CONNECTION WITH THE SITE OR YOUR USE OF THE SERVICES, REGARDLESS OF THE CAUSE OF ACTION WILL NOT EXCEED THE GREATER OF $100 OR AMOUNTS PAID FOR SERVICES.

SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

10.4 DISCLAIMER OF WARRANTY.

MORTGAGE BRANCH CONNECTION DOES NOT WARRANT THAT THE SITES OR SITE CONTENT WILL OPERATE ERROR-FREE OR THAT THE SITES AND OUR SERVERS ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE SITE RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, MORTGAGE BRANCH CONNECTION IS NOT RESPONSIBLE FOR THOSE COSTS.

11. INDEMNIFICATION AND HOLD HARMLESS.

You agree to defend, indemnify, and hold harmless Mortgage Branch Connection, its advertisers, employees and agents, from and against any claims, costs, losses, damages, judgments, expenses, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from (i) any User Content or other material you provide to the Site or in your use of the Services; (ii) your use of Site content; (iii) User Content you find objectionable on the Site; (iv) your posting personally identifying information; (v) disputes between you and other users; or (vi) your breach of the terms of the Agreement.

12. APPLICABLE LAW; JURISDICTION AND VENUE.

Mortgage Branch Connection makes no claims that the Site or Services may be lawfully viewed or accessed outside of the United States. Access to the Site or Services may not be legal by certain persons or in certain countries. If you access the Site or Services from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

13. ARBITRATION.

You and Mortgage Branch Connection agree that any and all disputes and claims relating in any way to this Agreement , with the exception set forth in the next paragraph, shall be submitted to and resolved by means of confidential arbitration conducted in the State of New Jersey, Monmouth County. If you and Mortgage Branch Connection cannot agree on an arbitrator, one shall be appointed by the Presiding Judge of the Monmouth County Superior Court. The arbitration shall be conducted under the then prevailing Commercial Arbitration Rules of the American Arbitration Association (“AAA”). Mortgage Branch Connection may litigate in court only to compel arbitration under this Agreement or to confirm, modify, vacate or enter judgment on the award rendered by the arbitrator. The arbitration award shall be binding and may be entered as a judgment in any court of competent jurisdiction. This Agreement will not be governed by the United Nations Convention of Contracts for the International Sale of Goods, the application of which is hereby excluded. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other current or former user of the Services, whether through class arbitration proceedings or otherwise.

14. WAIVER AND SEVERABILITY.

Mortgage Branch Connection´s failure to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of Mortgage Branch Connection´s right to subsequently enforce such right or provision or any other rights or provisions of this Agreement. No waiver of this Agreement shall be effective unless in writing. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement shall remain in full force and effect.

15. ADDITIONAL TERMS OF USE.

Certain areas of the Site and Services may be subject to additional terms of use. By using such areas, or any part thereof, you agree to be bound by the additional terms of use applicable to such areas.

16. NOTICES.

Mortgage Branch Connection can send you notice by sending you an e-mail, or by posting on its website. If you wish to give a notice to Mortgage Branch Connection, you may do so by either e-mail at info@mortgagebranchconnection.com or regular mail at Mortgage Producing Solutions, LLC, 28 E Main St, Freehold, NJ 07728. Attn: Legal Department, and your notice will be effective only when received.

Contacting Us

If you have any questions about this privacy statement or if you wish to inspect the information we hold about you, please contact 888-410-0250 or email us at info@mortgagebranchconnection.com